Aristro Capital Markets Ltd.
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Cholamandalam Investment and Finance Company Ltd.
 
BSE Code 511243
ISIN Demat INE121A01024
Book Value (Rs.) 373.89
NSE Code CHOLAFIN
Dividend Yield  % 0.12
Market Cap  (Rs. Mn) 1418241.01
TTM PE (x) 24.72
TTM EPS (Rs.) 67.16
Face Value (Rs.) 2  
Type :
  Indian Rupees. Select Currency : Current Value
( Rs.  in Million)
ParticularsMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
    Equity - Authorised2400.00  2400.00  2400.00  2400.00  2400.00  
     Equity - Issued1705.40  1683.20  1681.30  1645.40  1643.50  
    Equity Paid Up1704.10  1681.80  1679.90  1644.10  1642.10  
    Equity Shares Forfeited0.70  0.70  0.70  0.70  0.70  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value2.00  2.00  2.00  2.00  2.00  
Share Warrants & Outstandings3156.30  2152.10  1403.70  833.80  549.20  
Total Reserves299722.90  232852.30  192848.10  140982.40  115498.00  
    Securities Premium64154.60  49639.10  49169.70  29129.90  28889.20  
    Capital Reserves0.40  0.40  0.40  0.40  0.40  
    Profit & Loss Account Balance125636.60  85534.60  53290.90  27710.50  18107.70  
    General Reserves57610.30  57610.30  57610.30  57610.30  47610.30  
    Other Reserves52321.00  40067.90  32776.80  26531.30  20890.40  
Reserve excluding Revaluation Reserve299722.90  232852.30  192848.10  140982.40  115498.00  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds304584.00  236686.90  195932.40  143461.00  117690.00  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans1196877.00  1051811.20  800508.90  859211.60  613797.30  
    Non Convertible Debentures223978.20  185527.90  126840.30  153406.30  105299.50  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  0.00  534882.20  424895.00  
    Term Loans - Institutions0.00  0.00  0.00  43071.50  15389.40  
    Other Secured972898.80  866283.30  673668.60  127851.60  68213.40  
Unsecured Loans138074.60  126580.70  69082.80  47139.00  38728.80  
    Fixed Deposits - Public0.00  0.00  0.00  0.00  0.00  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan138074.60  126580.70  69082.80  47139.00  38728.80  
Deferred Tax Assets / Liabilities-11602.30  -9486.00  -6558.50  -6114.90  -6742.60  
    Deferred Tax Assets12162.20  9777.00  6892.60  6262.60  6796.00  
    Deferred Tax Liability559.90  291.00  334.10  147.70  53.40  
Other Long Term Liabilities6433.40  7624.00  5209.20  45.40  64.10  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions2814.00  2355.50  1939.70  0.00  0.00  
Total Non-Current Liabilities1332596.70  1178885.40  870182.10  900281.10  645847.60  
Current Liabilities0  0  0  0  0  
Trade Payables2120.50  2359.10  2956.90  1716.10  1275.90  
    Sundry Creditors2120.50  2359.10  2956.90  1716.10  1275.90  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities27834.30  19482.10  16077.10  16049.30  12818.50  
    Bank Overdraft / Short term credit0.00  0.00  0.00  0.00  0.00  
    Advances received from customers0.00  0.00  0.00  457.60  393.00  
    Interest Accrued But Not Due0.00  0.00  0.00  0.00  0.00  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities27834.30  19482.10  16077.10  15591.70  12425.50  
Short Term Borrowings775744.50  571968.10  475157.10  67224.40  39208.90  
    Secured ST Loans repayable on Demands592529.20  471636.50  371442.70  24056.60  11547.40  
    Working Capital Loans- Sec0.00  0.00  0.00  24056.60  11547.40  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loans183215.30  100331.60  103714.40  19111.20  16114.10  
Short Term Provisions0.00  0.00  0.00  1422.20  1196.80  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax0.00  0.00  0.00  0.00  0.00  
    Provision for post retirement benefits0.00  0.00  0.00  0.00  0.00  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions0.00  0.00  0.00  1422.20  1196.80  
Total Current Liabilities805699.30  593809.30  494191.10  86412.00  54500.10  
Total Liabilities2442880.00  2009381.60  1560305.60  1130154.10  818037.70  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)2177437.20  1820376.40  1444626.50  1048096.50  741447.10  
Gross Block26660.50  23819.10  22091.50  8971.50  6544.70  
Less: Accumulated Depreciation7975.40  6021.90  6459.30  4946.00  3960.00  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block18685.10  17797.20  15632.20  4025.50  2584.70  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress275.10  36.90  0.00  357.40  230.30  
Non Current Investments40091.40  30014.40  25865.70  35618.70  20550.50  
Long Term Investment40091.40  30014.40  25865.70  35618.70  20550.50  
    Quoted0.00  0.00  0.00  30776.10  268.40  
    Unquoted40091.40  30014.40  25865.70  4855.50  20295.00  
Long Term Loans & Advances297.30  2180.80  3590.40  3536.90  2920.70  
Other Non Current Assets51498.80  29633.90  25639.90  0.00  332.70  
Total Non-Current Assets2288431.20  1900113.10  1515482.70  1091883.90  768210.50  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments26366.70  33659.70  14491.80  0.00  0.00  
    Quoted0.00  0.00  0.00  0.00  0.00  
    Unquoted26366.70  33659.70  14491.80  0.00  0.00  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors3270.50  2048.30  2134.60  991.30  713.10  
    Debtors more than Six months25.10  8.50  31.10  136.90  12.40  
    Debtors Others3276.60  2059.70  2139.70  871.20  705.70  
Cash and Bank117471.70  71235.30  22428.10  30071.00  43018.40  
    Cash in hand123.10  119.20  104.40  109.80  160.30  
    Balances at Bank117274.20  71031.80  22174.40  29744.20  42593.60  
    Other cash and bank balances74.40  84.30  149.30  217.00  264.50  
Other Current Assets7339.90  2325.20  5397.50  4674.80  3083.40  
    Interest accrued on Investments0.00  0.00  0.00  0.00  0.00  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  0.00  178.50  72.20  
    Prepaid Expenses0.00  0.00  0.00  315.60  249.50  
    Other current_assets7339.90  2325.20  5397.50  4180.70  2761.70  
Short Term Loans and Advances0.00  0.00  0.00  2307.40  3012.30  
    Advances recoverable in cash or in kind0.00  0.00  0.00  2183.00  2893.70  
    Advance income tax and TDS0.00  0.00  0.00  0.00  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances0.00  0.00  0.00  124.40  118.60  
Total Current Assets154448.80  109268.50  44452.00  38044.50  49827.20  
Net Current Assets (Including Current Investments)-651250.50  -484540.80  -449739.10  -48367.50  -4672.90  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets2442880.00  2009381.60  1560305.60  1130154.10  818037.70  
Contingent Liabilities3915.80  3568.00  3080.80  4675.70  7016.50  
Total Debt2110696.10  1750360.00  1344748.80  973575.00  691735.00  
Book Value353.77  278.91  231.59  173.50  142.67  
Adjusted Book Value353.77  278.91  231.59  173.50  142.67  
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