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Cholamandalam Investment and Finance Company Ltd.
 
BSE Code 511243
ISIN Demat INE121A01024
Book Value (Rs.) 335.18
NSE Code CHOLAFIN
Dividend Yield  % 0.12
Market Cap  (Rs. Mn) 1474253.56
TTM PE (x) 30.42
TTM EPS (Rs.) 56.88
Face Value (Rs.) 2  
Type :
  Indian Rupees. Select Currency : Current Value
Rs.  in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
    Equity - Authorised2400.00  2400.00  2400.00  2400.00  2400.00  
     Equity - Issued1683.20  1681.30  1645.40  1643.50  1640.50  
    Equity Paid Up1681.80  1679.90  1644.10  1642.10  1640.00  
    Equity Shares Forfeited0.70  0.70  0.70  0.70  0.70  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value2.00  2.00  2.00  2.00  2.00  
Share Warrants & Outstandings2152.10  1403.70  833.80  549.20  344.40  
Total Reserves232852.30  192848.10  140982.40  115498.00  94012.90  
    Securities Premium49639.10  49169.70  29129.90  28889.20  28660.50  
    Capital Reserves0.40  0.40  0.40  0.40  0.40  
    Profit & Loss Account Balance85534.60  53290.90  27710.50  18107.70  12513.80  
    General Reserves57610.30  57610.30  57610.30  47610.30  37610.30  
    Other Reserves40067.90  32776.80  26531.30  20890.40  15227.90  
Reserve excluding Revaluation Reserve232852.30  192848.10  140982.40  115498.00  94012.90  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds236686.90  195932.40  143461.00  117690.00  95998.00  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans1051811.20  800508.90  859211.60  613797.30  548681.80  
    Non Convertible Debentures185527.90  126840.30  153406.30  105299.50  93426.30  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  534882.20  424895.00  356821.80  
    Term Loans - Institutions0.00  0.00  43071.50  15389.40  17278.60  
    Other Secured866283.30  673668.60  127851.60  68213.40  81155.10  
Unsecured Loans126580.70  69082.80  47139.00  38728.80  43900.60  
    Fixed Deposits - Public0.00  0.00  0.00  0.00  0.00  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan126580.70  69082.80  47139.00  38728.80  43900.60  
Deferred Tax Assets / Liabilities-9486.00  -6558.50  -6114.90  -6742.60  -7689.70  
    Deferred Tax Assets9777.00  6892.60  6262.60  6796.00  7715.80  
    Deferred Tax Liability291.00  334.10  147.70  53.40  26.10  
Other Long Term Liabilities7624.00  5209.20  45.40  64.10  85.90  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions2355.50  1939.70  0.00  0.00  0.00  
Total Non-Current Liabilities1178885.40  870182.10  900281.10  645847.60  584978.60  
Current Liabilities0  0  0  0  0  
Trade Payables2369.40  2956.90  1716.10  1275.90  985.90  
    Sundry Creditors2369.40  2956.90  1716.10  1275.90  985.90  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities19471.80  16077.10  16049.30  12818.50  10544.90  
    Bank Overdraft / Short term credit0.00  0.00  0.00  0.00  0.00  
    Advances received from customers0.00  0.00  457.60  393.00  667.90  
    Interest Accrued But Not Due0.00  0.00  0.00  0.00  0.00  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities19471.80  16077.10  15591.70  12425.50  9877.00  
Short Term Borrowings571968.10  475157.10  67224.40  39208.90  44717.50  
    Secured ST Loans repayable on Demands471636.50  371442.70  24056.60  11547.40  14567.10  
    Working Capital Loans- Sec0.00  0.00  24056.60  11547.40  14567.10  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loans100331.60  103714.40  19111.20  16114.10  15583.30  
Short Term Provisions0.00  0.00  1422.20  1196.80  1527.00  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax0.00  0.00  0.00  0.00  422.50  
    Provision for post retirement benefits0.00  0.00  0.00  0.00  0.00  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions0.00  0.00  1422.20  1196.80  1104.50  
Total Current Liabilities593809.30  494191.10  86412.00  54500.10  57775.30  
Total Liabilities2009381.60  1560305.60  1130154.10  818037.70  738751.90  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)1820376.40  1444626.50  1048096.50  741447.10  658393.40  
Gross Block23819.10  22091.50  8971.50  6544.70  5342.90  
Less: Accumulated Depreciation6021.90  6459.30  4946.00  3960.00  3068.30  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block17797.20  15632.20  4025.50  2584.70  2274.60  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress36.90  0.00  357.40  230.30  0.00  
Non Current Investments30014.40  25865.70  35618.70  20550.50  15834.90  
Long Term Investment30014.40  25865.70  35618.70  20550.50  15834.90  
    Quoted0.00  0.00  30776.10  268.40  104.60  
    Unquoted30014.40  25865.70  4855.50  20295.00  15730.30  
Long Term Loans & Advances2180.80  3590.40  3536.90  2920.70  2117.60  
Other Non Current Assets29633.90  25639.90  0.00  332.70  272.20  
Total Non-Current Assets1900113.10  1515482.70  1091883.90  768210.50  678993.10  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments33659.70  14491.80  0.00  0.00  0.00  
    Quoted0.00  0.00  0.00  0.00  0.00  
    Unquoted33659.70  14491.80  0.00  0.00  0.00  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors2041.90  2134.60  991.30  713.10  566.00  
    Debtors more than Six months8.50  31.10  136.90  12.40  29.60  
    Debtors Others2053.30  2139.70  871.20  705.70  540.90  
Cash and Bank71235.30  22428.10  30071.00  43018.40  52797.70  
    Cash in hand119.20  104.40  109.80  160.30  318.00  
    Balances at Bank71031.80  22174.40  29744.20  42593.60  52182.70  
    Other cash and bank balances84.30  149.30  217.00  264.50  297.00  
Other Current Assets2331.60  5397.50  4674.80  3083.40  6141.40  
    Interest accrued on Investments0.00  0.00  0.00  0.00  0.00  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  178.50  72.20  4140.60  
    Prepaid Expenses0.00  0.00  315.60  249.50  156.30  
    Other current_assets2331.60  5397.50  4180.70  2761.70  1844.50  
Short Term Loans and Advances0.00  0.00  2307.40  3012.30  253.70  
    Advances recoverable in cash or in kind0.00  0.00  2183.00  2893.70  35.40  
    Advance income tax and TDS0.00  0.00  0.00  0.00  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances0.00  0.00  124.40  118.60  218.30  
Total Current Assets109268.50  44452.00  38044.50  49827.20  59758.80  
Net Current Assets (Including Current Investments)-484540.80  -449739.10  -48367.50  -4672.90  1983.50  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets2009381.60  1560305.60  1130154.10  818037.70  738751.90  
Contingent Liabilities3568.00  3080.80  4675.70  7016.50  7921.40  
Total Debt1750360.00  1344748.80  973575.00  691735.00  637299.90  
Book Value278.91  231.59  173.50  142.67  116.65  
Adjusted Book Value278.91  231.59  173.50  142.67  116.65  
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