| I. INCOME | | | | | |
| Interest Earned | 5149325.90 | 4903126.99 | 4391885.12 | 3508445.80 | 2899726.86 |
| Interest / Discount on advances / Bills | 3610639.99 | 3409767.00 | 2990557.21 | 2287407.47 | 1774748.31 |
| Interest on balances with RBI and other Inter-bank funds | 79989.66 | 62375.99 | 59417.99 | 39164.57 | 46083.50 |
| Income on investments | 1319543.22 | 1311438.26 | 1223781.95 | 1068248.53 | 934778.98 |
| Others | 139153.03 | 119545.73 | 118127.98 | 113625.24 | 144116.06 |
| Other Income | 1977109.38 | 1730306.19 | 1553863.92 | 1225335.61 | 1170004.04 |
| Commission,exchange and brokerage | 364392.88 | 319816.02 | 283497.01 | 259133.00 | 245493.21 |
| Profit / (loss)on sale of investments(net) | 189293.29 | 122796.43 | 88900.86 | 51580.86 | 63756.46 |
| Profit on sale of Fixed Assets | -73.17 | -162.29 | -252.05 | -290.32 | -164.05 |
| Foreign Exchange Gains | 54870.94 | 44614.03 | 17858.72 | 30291.01 | 35301.80 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 107532.05 | 85783.61 | 74437.27 | 77286.72 | 82867.89 |
| Miscellaneous income | 1261093.39 | 1157458.39 | 1089422.12 | 807334.35 | 742748.73 |
| Total Income | 7126435.29 | 6633433.17 | 5945749.05 | 4733781.41 | 4069730.90 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 3150048.08 | 3009433.35 | 2597360.48 | 1899808.17 | 1561943.44 |
| Intereston Deposits | 2788327.48 | 2592281.19 | 2232787.14 | 1635187.83 | 1417652.83 |
| Interest on RBI / inter-bank borrowings | 197669.27 | 259484.90 | 228645.64 | 183175.08 | 77517.27 |
| Other Interest | 164051.34 | 157667.26 | 135927.70 | 81445.26 | 66773.34 |
| Operating Expenses | 2626504.48 | 2365735.19 | 2358938.39 | 1898144.86 | 1743634.26 |
| Payments to and provisions for employees | 727682.44 | 703957.02 | 836711.87 | 619209.11 | 614451.26 |
| Rent,Taxes and lighting | 70793.17 | 67925.71 | 65461.67 | 61030.58 | 57077.37 |
| Depreciation on Banks property | 47956.48 | 39568.16 | 37632.12 | 36447.95 | 36526.78 |
| Depreciation on leased assets | 340.71 | 346.61 | 859.12 | 508.04 | 385.92 |
| Auditor's fees and expenses | 4182.27 | 3356.64 | 3140.50 | 2848.28 | 2835.69 |
| Law charges | 7928.25 | 7062.76 | 6595.37 | 5164.36 | 4485.71 |
| Communication Expenses | 11169.76 | 10366.81 | 8905.22 | 7660.69 | 7104.46 |
| Repairs and Maintenance | 16849.54 | 15535.98 | 14488.29 | 13055.94 | 12190.44 |
| Insurance | 1315887.69 | 1116938.62 | 1020886.89 | 835678.72 | 745067.01 |
| Other expenses | 423714.18 | 400676.90 | 364257.33 | 316541.19 | 263509.64 |
| Provisions and Contingencies | 209050.03 | 194509.99 | 77147.87 | 181845.49 | 266797.38 |
| Provision for investments | -143.30 | 4828.80 | -6041.10 | 14838.80 | 34717.80 |
| Provision for advances | 210615.30 | 188717.50 | 109290.90 | 165147.90 | |
| Others Provisions | -1421.97 | 963.69 | -26101.93 | 1858.79 | 232079.58 |
| Profit Before Tax | 1140832.69 | 1063754.64 | 912302.31 | 753982.90 | 497355.81 |
| Taxes | 289148.00 | 273583.10 | 230919.70 | 188398.60 | 133794.10 |
| Current Income Tax | 326002.60 | 278224.60 | 253612.80 | 231826.50 | 128593.20 |
| Deferred Tax | -36854.60 | -4641.50 | -22693.10 | -43427.90 | 5200.90 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 851684.69 | 790171.54 | 681382.61 | 565584.30 | 363561.71 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -33668.85 | -29612.88 | -24587.49 | -21017.09 | -18093.05 |
| Share of Associate | 14971.99 | 15054.71 | 14051.54 | 11914.52 | 8270.13 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 832987.82 | 775613.37 | 670846.66 | 556481.73 | 353738.80 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 1917456.38 | 1495805.16 | 1090079.69 | 760425.23 | 434704.21 |
| Transfer to Statutory Reserve | 243829.39 | 215947.89 | 187168.83 | 153704.00 | 97690.27 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 12597.10 | 32108.71 | 64569.18 | 38542.65 | 17836.80 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 160151.22 | 141901.46 | 122267.18 | 100848.12 | 63364.74 |
| Corporate dividend tax | 398.08 | 305.23 | 111.40 | 15.01 | 8.66 |
| Other appropriations | 1500480.59 | 1105541.87 | 715963.09 | 467315.46 | 255803.73 |
| Equity Dividend % | 1735.00 | 1590.00 | 1370.00 | 1130.00 | 710.00 |
| Earnings Per Share | 90.00 | 87.00 | 75.00 | 62.00 | 40.00 |
| Adjusted EPS | 90.00 | 87.00 | 75.00 | 62.00 | 40.00 |
