| I. INCOME | | | | | |
| Interest Earned | 281060.78 | 235654.75 | 178117.77 | 143815.32 | 143140.76 |
| Interest / Discount on advances / Bills | 227448.13 | 191012.99 | 145078.82 | 115643.11 | 113531.37 |
| Interest on balances with RBI and other Inter-bank funds | 4430.04 | 3388.72 | 2062.52 | 2202.67 | 3681.64 |
| Income on investments | 45379.94 | 36857.00 | 27818.77 | 23164.92 | 23382.86 |
| Others | 3802.67 | 4396.04 | 3157.66 | 2804.62 | 2544.89 |
| Other Income | 39241.71 | 32164.76 | 24362.37 | 21209.33 | 19716.54 |
| Commission,exchange and brokerage | 29066.93 | 23292.07 | 18678.01 | 13228.65 | 10494.55 |
| Profit / (loss)on sale of investments(net) | 2634.95 | 2659.74 | 902.44 | 3886.88 | 6108.19 |
| Profit on sale of Fixed Assets | 21.80 | 84.33 | 8.30 | 53.30 | 17.99 |
| Foreign Exchange Gains | 2303.06 | 2106.43 | 2971.39 | 2420.16 | 1939.99 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 1639.00 | 1475.14 | | 1791.35 | 810.11 |
| Miscellaneous income | 3575.96 | 2547.06 | 1802.24 | -171.01 | 345.71 |
| Total Income | 320302.49 | 267819.52 | 202480.15 | 165024.65 | 162857.29 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 176312.74 | 144946.71 | 99752.39 | 79593.79 | 84349.58 |
| Intereston Deposits | 154111.86 | 126990.91 | 86127.81 | 73322.89 | 78045.40 |
| Interest on RBI / inter-bank borrowings | 2134.91 | 1839.46 | 906.54 | 358.48 | 419.65 |
| Other Interest | 20065.97 | 16116.35 | 12718.04 | 5912.42 | 5884.53 |
| Operating Expenses | 78919.48 | 67666.96 | 52112.05 | 45921.46 | 38986.64 |
| Payments to and provisions for employees | 35452.06 | 31856.70 | 24402.44 | 25116.60 | 21720.18 |
| Rent,Taxes and lighting | 4289.88 | 3620.11 | 4302.50 | 3655.87 | 3190.46 |
| Depreciation on Banks property | 2884.49 | 2339.50 | 1821.77 | 1388.98 | 1149.20 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 63.07 | 62.85 | 63.19 | 78.28 | 85.02 |
| Law charges | 738.69 | 728.75 | 544.43 | 316.51 | 194.30 |
| Communication Expenses | 1995.58 | 1562.32 | 1256.73 | 912.63 | 819.00 |
| Repairs and Maintenance | 1756.62 | 1292.89 | 1152.57 | 858.13 | 700.50 |
| Insurance | 3545.13 | 3117.65 | 2318.90 | 2145.71 | 1929.06 |
| Other expenses | 28193.98 | 23086.20 | 16249.52 | 11448.76 | 9198.92 |
| Provisions and Contingencies | 9192.05 | 2595.85 | 7986.27 | 13046.63 | 17435.41 |
| Provision for investments | -149.90 | 12.60 | -66.80 | -7.20 | 289.00 |
| Provision for advances | 9442.40 | 2624.20 | 7728.40 | 12719.50 | 16969.90 |
| Others Provisions | -100.45 | -40.95 | 324.67 | 334.33 | 176.51 |
| Profit Before Tax | 55878.22 | 52610.00 | 42629.43 | 26462.76 | 22085.66 |
| Taxes | 13863.40 | 13334.70 | 10871.80 | 6808.80 | 5613.60 |
| Current Income Tax | 13867.00 | 12270.30 | 10859.30 | 8452.50 | 5833.10 |
| Deferred Tax | -3.60 | 1064.40 | 12.50 | -1643.70 | -219.50 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 42014.82 | 39275.30 | 31757.63 | 19653.96 | 16472.06 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -781.39 | -1261.65 | -453.11 | -277.50 | -152.36 |
| Share of Associate | 325.33 | 365.06 | 340.60 | 310.28 | 323.64 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 41558.75 | 38378.71 | 31645.12 | 19686.74 | 16643.34 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 116721.14 | 96008.84 | 75185.40 | 54644.88 | 44060.69 |
| Transfer to Statutory Reserve | 10365.16 | 9569.52 | 7773.05 | 4870.85 | 4062.47 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 6067.15 | 5542.52 | 4265.75 | 2667.21 | 2295.72 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 100288.82 | 80896.80 | 63146.60 | 47106.82 | 37702.49 |
| Equity Dividend % | 60.00 | 60.00 | 50.00 | 90.00 | 35.00 |
| Earnings Per Share | 17.00 | 16.00 | 15.00 | 9.00 | 8.00 |
| Adjusted EPS | 17.00 | 16.00 | 15.00 | 9.00 | 8.00 |
