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Punjab National Bank
 
BSE Code 532461
ISIN Demat INE160A01022
Book Value (Rs.) 110.93
NSE Code PNB
Dividend Yield  % 2.19
Market Cap  (Rs. Mn) 1521091.04
TTM PE (x) 9.72
TTM EPS (Rs.) 13.62
Face Value (Rs.) 2  
Type :
Rs.  in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
I. INCOME          
Interest Earned1240100.00  1090650.00  868450.00  762420.00  819350.00  
     Interest / Discount on advances / Bills867570.00  765160.00  577420.00  488740.00  536830.00  
     Interest on balances with RBI and other Inter-bank funds35190.00  28230.00  19100.00  22880.00  19020.00  
     Income on investments322410.00  291870.00  264020.00  244710.00  254160.00  
     Others14930.00  5390.00  7920.00  6090.00  9340.00  
Other Income164470.00  133290.00  122400.00  120980.00  122350.00  
     Commission,exchange and brokerage45960.00  42510.00  39530.00  35930.00  38790.00  
     Profit / (loss)on sale of investments(net)28950.00  12770.00  7810.00  29030.00  46140.00  
     Profit on sale of Fixed Assets40.00  70.00  30.00  140.00  -130.00  
     Foreign Exchange Gains3890.00  4730.00  8150.00  7010.00  4820.00  
     Income earned from subsidiaries/joint venture          
     Rent / Lease Income          
     Provisions Written Back          
     Miscellaneous income85630.00  73220.00  66880.00  48860.00  32720.00  
Total Income1404570.00  1223940.00  990850.00  883390.00  941700.00  
II. EXPENDITURE          
Interest Expended807040.00  685340.00  518170.00  468230.00  508050.00  
     Intereston Deposits745470.00  626070.00  470180.00  433610.00  472830.00  
     Interest on RBI / inter-bank borrowings17340.00  12900.00  11490.00  5160.00  8890.00  
     Other Interest44220.00  46370.00  36500.00  29460.00  26330.00  
Operating Expenses325500.00  288090.00  243360.00  204910.00  205160.00  
     Payments to and provisions for employees215490.00  186430.00  149430.00  119720.00  122970.00  
     Rent,Taxes and lighting14110.00  13420.00  13340.00  13020.00  13090.00  
     Depreciation on Banks property9580.00  9060.00  9050.00  8960.00  9820.00  
     Depreciation on leased assets          
     Auditor's fees and expenses610.00  510.00  480.00  660.00  860.00  
     Law charges1320.00  1630.00  1380.00  960.00  950.00  
     Communication Expenses3340.00  3360.00  3350.00  3350.00  2940.00  
     Repairs and Maintenance8780.00  8080.00  7870.00  5640.00  4900.00  
     Insurance19010.00  17000.00  15530.00  15240.00  14720.00  
     Other expenses53270.00  48600.00  42940.00  37370.00  34900.00  
Provisions and Contingencies11500.00  117190.00  180710.00  164310.00  190670.00  
     Provision for investments-120.00  -14070.00  1730.00  3490.00  -2220.00  
     Provision for advances22960.00  123280.00  176150.00  153820.00  186770.00  
     Others Provisions-11350.00  7980.00  2830.00  7000.00  6120.00  
Profit Before Tax260530.00  133320.00  48610.00  45940.00  37820.00  
Taxes86130.00  50030.00  17920.00  9190.00  16300.00  
     Current Income Tax86130.00  50030.00  620.00  9190.00  16300.00  
     Deferred Tax    17300.00      
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax174400.00  83290.00  30690.00  36760.00  21520.00  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest-720.00  -500.00  -100.00  -470.00  -1330.00  
Share of Associate11130.00  8280.00  2890.00  2320.00  5420.00  
Other Consolidated Items          
Consolidated Net Profit184800.00  91070.00  33480.00  38610.00  25620.00  
Adjustments to PAT      400.00  -2110.00  
IV. APPROPRIATIONS224520.00  123870.00  58870.00  56390.00  40530.00  
     Transfer to Statutory Reserve41920.00  20920.00  6270.00  9000.00  6170.00  
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve60070.00  39360.00  7680.00  -1750.00    
     Appropriation to Other Reserves          
     Equity Dividend33330.00  16520.00  7160.00  7050.00  1810.00  
     Corporate dividend tax          
     Other appropriations89190.00  47080.00  37770.00  42100.00  32550.00  
Equity Dividend %145.00  75.00  33.00  32.00  9.00  
Earnings Per Share16.00  8.00  3.00  4.00  2.00  
Adjusted EPS16.00  8.00  3.00  4.00  2.00  
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