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Indian Bank
 
BSE Code 532814
ISIN Demat INE562A01011
Book Value (Rs.) 527.37
NSE Code INDIANB
Dividend Yield  % 1.87
Market Cap  (Rs. Mn) 1172734.19
TTM PE (x) 9.77
TTM EPS (Rs.) 89.15
Face Value (Rs.) 10  
Type :
Rs.  in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
I. INCOME          
Interest Earned620390.00  556500.00  449850.00  388880.00  391080.00  
     Interest / Discount on advances / Bills448560.00  406190.00  319410.00  269280.00  273640.00  
     Interest on balances with RBI and other Inter-bank funds15900.00  13880.00  8780.00  8520.00  4260.00  
     Income on investments153480.00  134350.00  116900.00  109980.00  111700.00  
     Others2460.00  2080.00  4760.00  1120.00  1480.00  
Other Income100110.00  85820.00  78050.00  73800.00  61110.00  
     Commission,exchange and brokerage17360.00  16380.00  15640.00  11820.00  11320.00  
     Profit / (loss)on sale of investments(net)9210.00  8710.00  3830.00  16350.00  21260.00  
     Profit on sale of Fixed Assets20.00  -20.00  0.00  30.00  0.00  
     Foreign Exchange Gains3690.00  4520.00  10090.00  6900.00  4060.00  
     Income earned from subsidiaries/joint venture        120.00  
     Rent / Lease Income    0.00  0.00  0.00  
     Provisions Written Back          
     Miscellaneous income69840.00  56240.00  48480.00  38700.00  24360.00  
Total Income720510.00  642320.00  527900.00  462680.00  452190.00  
II. EXPENDITURE          
Interest Expended368260.00  323410.00  247170.00  221290.00  234390.00  
     Intereston Deposits346990.00  304910.00  231820.00  209330.00  222180.00  
     Interest on RBI / inter-bank borrowings3620.00  3310.00  6160.00  2480.00  4010.00  
     Other Interest17660.00  15190.00  9190.00  9470.00  8200.00  
Operating Expenses161230.00  149530.00  127250.00  113540.00  107890.00  
     Payments to and provisions for employees99750.00  93200.00  75790.00  67380.00  64120.00  
     Rent,Taxes and lighting6790.00  6400.00  6260.00  6150.00  6120.00  
     Depreciation on Banks property5430.00  5310.00  5320.00  6010.00  6330.00  
     Depreciation on leased assets    0.00  0.00  40.00  
     Auditor's fees and expenses490.00  490.00  530.00  480.00  630.00  
     Law charges390.00  220.00  230.00  200.00  240.00  
     Communication Expenses1320.00  1110.00  980.00  1110.00  1190.00  
     Repairs and Maintenance2740.00  2530.00  1950.00  2460.00  2020.00  
     Insurance9310.00  8740.00  8140.00  7420.00  6820.00  
     Other expenses35020.00  31540.00  28060.00  22310.00  20390.00  
Provisions and Contingencies42380.00  59210.00  93840.00  95320.00  80750.00  
     Provision for investments-1150.00  630.00  4050.00  1110.00  -10.00  
     Provision for advances42310.00  57620.00  89020.00  94120.00  77860.00  
     Others Provisions1230.00  960.00  780.00  100.00  2900.00  
Profit Before Tax148640.00  110170.00  59630.00  32530.00  29170.00  
Taxes38690.00  28880.00  6330.00  -7410.00  -990.00  
     Current Income Tax38690.00  28880.00  6330.00  -7410.00  -990.00  
     Deferred Tax          
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax109950.00  81290.00  53300.00  39940.00  30160.00  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest-30.00  -30.00  -10.00  -20.00  -10.00  
Share of Associate2700.00  2930.00  2430.00  1500.00  1350.00  
Other Consolidated Items          
Consolidated Net Profit112610.00  84190.00  55720.00  41420.00  31490.00  
Adjustments to PAT      -230.00  410.00  
IV. APPROPRIATIONS131800.00  97850.00  66440.00  49640.00  37470.00  
     Transfer to Statutory Reserve27300.00  20160.00  13200.00  9860.00  7510.00  
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve52500.00  32500.00  26550.00  18000.00  13870.00  
     Appropriation to Other Reserves          
     Equity Dividend21890.00  16160.00  10710.00  8100.00  2260.00  
     Corporate dividend tax          
     Other appropriations30110.00  29030.00  15980.00  13680.00  13830.00  
Equity Dividend %163.00  120.00  86.00  65.00  20.00  
Earnings Per Share84.00  63.00  45.00  33.00  28.00  
Adjusted EPS84.00  63.00  45.00  33.00  28.00  
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