| INCOME : | | | | | |
| Operating Income | 711.51 | 637.02 | 457.13 | 235.03 | 177.41 |
| Sale of Shares / Units | | 0.07 | 7.88 | | |
| Interest income | 685.48 | 611.96 | 425.42 | 224.15 | 161.81 |
| Portfolio management services | | | | | |
| Dividend income | | | 0.01 | 0.01 | |
| Brokerages & commissions | 21.32 | 19.55 | 12.58 | 7.42 | 4.98 |
| Processing fees and other charges | | | | 1.00 | 3.50 |
| Other Operating Income | 4.72 | 5.44 | 11.24 | 2.45 | 7.13 |
| Operating Income (Net) | 711.51 | 637.02 | 457.13 | 235.03 | 177.41 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | 0.06 | 5.34 | -0.60 | |
| Employee Cost | 136.25 | 145.71 | 146.29 | 81.80 | 37.05 |
| Salaries, Wages & Bonus | 128.65 | 134.96 | 135.01 | 75.00 | 34.18 |
| Contributions to EPF & Pension Funds | 5.96 | 8.37 | 7.90 | 4.58 | 1.73 |
| Workmen and Staff Welfare Expenses | 1.65 | 2.38 | 2.24 | 1.13 | 1.14 |
| Other Employees Cost | 0.00 | 0.00 | 1.14 | 1.09 | 0.00 |
| Operating & Establishment Expenses | 19.14 | 24.52 | 17.47 | 8.79 | 8.37 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 4.41 | 4.20 | 3.65 | 2.89 | 2.56 |
| Commission, Brokerage & Discounts | 0.05 | 0.11 | 0.51 | 0.06 | 0.32 |
| Rent , Rates & Taxes | 5.52 | 5.08 | 4.10 | 1.28 | 3.08 |
| Repairs and Maintenance | 1.98 | 0.70 | 1.76 | 1.81 | 1.08 |
| Insurance | 3.60 | 2.98 | 2.74 | 1.27 | 0.07 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 3.59 | 11.46 | 4.71 | 1.48 | 1.28 |
| Administrations & Other Expenses | 33.33 | 49.65 | 34.64 | 20.66 | 9.81 |
| Printing and stationery | 1.13 | 1.49 | 2.20 | 1.83 | 0.50 |
| Professional and legal fees | 21.50 | 16.79 | 12.33 | 7.68 | 5.03 |
| Advertisement & Sales Promotion | 1.98 | 1.27 | 1.68 | 1.57 | 0.10 |
| Other General Expenses | 8.72 | 30.09 | 18.44 | 9.58 | 4.18 |
| Provisions and Contingencies | 10.40 | 6.45 | 6.86 | 4.78 | 9.49 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 0.36 | | | 0.12 | 3.61 |
| Provision for doubtful debts | | | | | 2.51 |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | 2.57 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 10.04 | 6.45 | 6.86 | 4.66 | 0.81 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 199.12 | 226.38 | 210.60 | 115.44 | 64.73 |
| Operating Profit (Excl OI) | 512.39 | 410.64 | 246.53 | 119.59 | 112.68 |
| Other Income | 7.72 | 4.41 | 12.46 | 7.69 | 3.59 |
| Other Interest Income | 5.44 | 0.34 | 2.71 | 0.48 | 0.56 |
| Other Commission | | | | | |
| Discounts | | | | | 0.01 |
| Profit on sale of Fixed Assets | | | | | 0.10 |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 2.28 | 4.07 | 9.75 | 7.21 | 2.92 |
| Operating Profit | 520.12 | 415.05 | 258.99 | 127.28 | 116.27 |
| Interest | 254.45 | 233.35 | 171.29 | 57.34 | 47.15 |
| Loans | 241.51 | 225.55 | 164.28 | 52.55 | 46.34 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 12.93 | 7.79 | 7.01 | 4.79 | 0.81 |
| Depreciation | 25.85 | 20.92 | 23.68 | 16.12 | 4.69 |
| Profit Before Taxation & Exceptional Items | 239.82 | 160.78 | 64.02 | 53.82 | 64.43 |
| Exceptional Income / Expenses | | | | | -0.03 |
| Profit Before Tax | 239.82 | 160.78 | 64.02 | 53.82 | 64.40 |
| Provision for Tax | 58.53 | 39.07 | 17.98 | 13.41 | 14.72 |
| Current Income Tax | 53.53 | 40.84 | 25.47 | 18.89 | 16.23 |
| Deferred Tax | 4.55 | -1.79 | -7.49 | -5.48 | -1.51 |
| Other taxes | 0.46 | 0.01 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 181.29 | 121.71 | 46.04 | 40.40 | 49.68 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -63.67 | -45.30 | -15.47 | 11.12 | -13.63 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 117.61 | 76.42 | 30.57 | 51.52 | 36.06 |
| Adjustments to PAT | | 0.04 | -0.23 | 0.00 | -0.05 |
| Profit Balance B/F | 182.25 | 145.15 | 124.02 | 80.58 | 55.32 |
| Appropriations | 299.86 | 221.60 | 154.35 | 132.10 | 91.32 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 299.86 | 221.60 | 154.35 | 132.10 | 91.32 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 4.00 | 3.00 | 1.00 | 2.00 | 1.00 |
| Adjusted EPS | 4.00 | 3.00 | 1.00 | 2.00 | 1.00 |
