Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
Equity - Authorised | 75000.00 | 75000.00 | 75000.00 | 53250.00 | 53250.00 |
Equity - Issued | 66181.22 | 62177.08 | 56758.50 | 48099.03 | 47816.76 |
Equity Paid Up | 66181.22 | 62177.08 | 56758.50 | 48099.03 | 47816.76 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 371.15 | 161.20 | 0.97 | 0.00 | 0.00 |
Total Reserves | 191923.14 | 148482.91 | 122237.68 | 105936.20 | 134176.87 |
Securities Premium | 173125.07 | 154534.14 | 129611.98 | 118142.29 | 117949.06 |
Capital Reserves | 7465.10 | 6510.10 | 6060.10 | 4575.10 | 2915.10 |
Profit & Loss Account Balances | -24294.20 | -37918.49 | -36371.56 | -34993.35 | -4899.45 |
General Reserves | 6882.16 | 6882.16 | 6882.16 | 6882.16 | 6882.16 |
Other Reserves | 28745.00 | 18475.00 | 16055.00 | 11330.00 | 11330.00 |
Reserve excluding Revaluation Reserve | 191923.14 | 148482.91 | 122237.68 | 105936.20 | 134176.87 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 1444695.04 | 1055396.27 | 885362.44 | 650789.41 | 703535.91 |
Demand Deposits | 146833.28 | 92830.20 | 53551.20 | 42389.24 | 23053.35 |
Savings Deposit | 571565.93 | 418126.10 | 404805.16 | 166929.21 | 67500.19 |
Term Deposits / Fixed Deposits | 726295.83 | 544439.97 | 427006.08 | 441470.96 | 612982.36 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 572120.92 | 529625.99 | 457860.85 | 573971.86 | 699833.90 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 62500.00 |
Borrowings From Other Banks | 11928.37 | 11105.65 | 14931.79 | 38109.35 | 121145.78 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 486888.39 | 406065.82 | 319089.41 | 384842.44 | 343166.78 |
Borrowings in the form of Bonds / Debentures | 69149.00 | 91107.00 | 95083.00 | 104340.00 | 104340.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 4155.16 | 21347.53 | 28756.65 | 46680.06 | 68681.33 |
Other Liabilities & Provisions | 123529.04 | 105613.87 | 108494.80 | 112789.02 | 85625.89 |
Bills Payable | 11944.38 | 11094.10 | 9155.95 | 3831.58 | 1324.74 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 15029.67 | 15797.67 | 25267.11 | 34886.08 | 33574.12 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 96554.99 | 78722.10 | 74071.73 | 74071.36 | 50727.03 |
Total Liabilities | 2398820.51 | 1901457.33 | 1630715.24 | 1491585.52 | 1670989.34 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 105622.83 | 112812.50 | 46695.48 | 33484.20 | 41009.32 |
Cash with RBI | 99084.08 | 106719.92 | 41683.17 | 28765.22 | 39177.50 |
Cash in hand & others | 6538.75 | 6092.58 | 5012.30 | 4718.98 | 1831.82 |
Balances with banks and money at call | 32163.98 | 44211.23 | 11035.77 | 8144.24 | 54252.21 |
Investments | 609132.75 | 459345.58 | 451815.87 | 451744.24 | 582452.29 |
Investments in India | 609129.49 | 459342.32 | 451812.61 | 451740.98 | 582452.29 |
GOI/State Govt. Securities | 560317.49 | 405970.96 | 354464.01 | 330138.16 | 353849.42 |
Equity Shares - Corporate | 4384.36 | 4738.08 | 4637.85 | 3849.70 | 1798.75 |
Debentures & Bonds | 25478.21 | 14404.81 | 40919.49 | 50797.99 | 127326.57 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investments | 18949.44 | 34228.47 | 51791.26 | 66955.12 | 99477.56 |
Investments outside India | 3.26 | 3.26 | 3.26 | 3.26 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 3.26 | 3.26 | 3.26 | 3.26 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 1517945.31 | 1178578.00 | 1005501.26 | 855953.60 | 863022.86 |
Bills Purchased & Discounted | 21409.45 | 18400.15 | 17346.70 | 15650.40 | 28299.10 |
Cash Credit, Over Draft & Loans repayable | 214570.76 | 159646.31 | 116288.76 | 55798.00 | 70567.37 |
Term Loans | 1281965.11 | 1000531.55 | 871865.80 | 784505.19 | 764156.39 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 39589.07 | 55602.67 | 51554.55 | 46128.19 | 42607.50 |
Premises | 2873.16 | 2873.16 | 2873.16 | 3001.18 | 3001.18 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 36715.91 | 52729.51 | 48681.39 | 43127.02 | 39606.33 |
Less: Accumulated Depreciation | 20444.20 | 42523.34 | 39247.95 | 36140.48 | 33208.24 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 19144.87 | 13079.33 | 12306.60 | 9987.71 | 9399.27 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 2185.75 | 794.11 | 652.71 | 744.60 | 341.14 |
Other Assets | 112625.03 | 92636.57 | 102707.57 | 131526.94 | 120512.25 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 23950.16 | 16367.13 | 16751.21 | 16593.66 | 16477.19 |
Tax paid in advance/TDS | 4404.80 | 4319.48 | 5330.64 | 10643.41 | 9157.01 |
Stationery and stamps | 0.15 | 0.05 | 0.18 | 0.10 | 0.05 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 14262.04 | 19252.67 | 20016.43 | 20237.30 | 25205.10 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 70007.87 | 52697.24 | 60609.11 | 84052.48 | 69672.90 |
Total Assets | 2398820.51 | 1901457.33 | 1630715.24 | 1491585.52 | 1670989.34 |
Contingent Liabilities | 3612073.00 | 2143143.75 | 2124865.22 | 2806789.23 | 2999188.53 |
Claims not acknowledged as debts | 1805.62 | 1704.39 | 684.62 | 640.51 | 483.50 |
Outstanding forward exchange contracts | 1766043.44 | 558694.46 | 686623.79 | 732933.71 | 628231.75 |
Guarantees given in India | 153501.15 | 125774.49 | 151181.91 | 165222.58 | 167962.73 |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 71144.94 | 91137.97 | 84122.39 | 89279.21 | 102307.64 |
Other Contingent liabilities | 1619577.84 | 1365832.45 | 1202252.51 | 1818713.22 | 2100202.92 |
Bills for collection | 21967.83 | 14399.95 | 12853.78 | 9149.53 | 4543.65 |
Book Value | 39.00 | 33.88 | 31.54 | 32.02 | 38.06 |
Adjusted Book Value | 39.00 | 33.88 | 31.54 | 32.02 | 38.06 |