| I. INCOME | | | | | |
| Interest Earned | 302084.56 | 309188.15 | 276058.62 | 227021.62 | 190187.67 |
| Interest / Discount on advances / Bills | 230081.93 | 232952.25 | 210832.08 | 178189.68 | 150891.12 |
| Interest on balances with RBI and other Inter-bank funds | 4095.99 | 3930.86 | 4583.98 | 8410.29 | 7020.74 |
| Income on investments | 54237.01 | 56944.90 | 49582.58 | 35645.99 | 28780.91 |
| Others | 13669.62 | 15360.14 | 11059.98 | 4775.66 | 3494.90 |
| Other Income | 70842.97 | 61568.08 | 53550.27 | 38830.08 | 34047.51 |
| Commission,exchange and brokerage | 39726.76 | 37132.13 | 30742.60 | 20913.06 | 16380.44 |
| Profit / (loss)on sale of investments(net) | 7486.24 | 4111.27 | 2270.96 | 344.21 | 2594.60 |
| Profit on sale of Fixed Assets | -51.15 | -152.79 | -20.62 | 69.55 | -125.88 |
| Foreign Exchange Gains | 8524.96 | 6567.45 | 6441.11 | 7446.19 | 6008.16 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 15156.16 | 13910.02 | 14116.22 | 10057.07 | 9190.20 |
| Total Income | 372927.54 | 370756.23 | 329608.89 | 265851.70 | 224235.18 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 204502.78 | 219983.65 | 195272.52 | 147997.60 | 125284.35 |
| Intereston Deposits | 155847.06 | 158388.36 | 135623.92 | 101027.22 | 84522.62 |
| Interest on RBI / inter-bank borrowings | 47130.96 | 59384.94 | 57977.56 | 45905.50 | 40705.48 |
| Other Interest | 1524.76 | 2210.36 | 1671.05 | 1064.88 | 56.26 |
| Operating Expenses | 112866.59 | 107677.10 | 100093.98 | 85839.25 | 69811.43 |
| Payments to and provisions for employees | 44013.56 | 41416.70 | 38873.18 | 34750.70 | 29585.72 |
| Rent,Taxes and lighting | 5951.08 | 5948.56 | 5102.34 | 4425.61 | 4007.11 |
| Depreciation on Banks property | 5776.24 | 4933.87 | 5455.50 | 4334.18 | 3986.02 |
| Depreciation on leased assets | | | | | 47.30 |
| Auditor's fees and expenses | 53.82 | 44.01 | 49.47 | 44.90 | 36.43 |
| Law charges | 47.72 | 99.63 | 142.28 | 532.53 | 401.31 |
| Communication Expenses | 599.36 | 701.11 | 653.13 | 641.04 | 467.30 |
| Repairs and Maintenance | 698.71 | 629.16 | 595.62 | 543.24 | 371.36 |
| Insurance | 4588.35 | 4176.99 | 3450.59 | 2814.33 | 2010.54 |
| Other expenses | 51137.78 | 49727.07 | 45771.86 | 37752.74 | 28898.34 |
| Provisions and Contingencies | 9123.91 | 10856.06 | 18865.51 | 22201.55 | 14802.51 |
| Provision for investments | -15893.65 | -17374.25 | -5425.77 | 24087.38 | 7903.78 |
| Provision for advances | 23626.84 | 26996.85 | 23370.83 | -1665.66 | 6933.66 |
| Others Provisions | 1390.72 | 1233.46 | 920.45 | -220.17 | -34.94 |
| Profit Before Tax | 46434.26 | 32239.42 | 15376.89 | 9813.29 | 14336.89 |
| Taxes | 11313.69 | 7773.41 | 2524.87 | 2455.10 | 3696.36 |
| Current Income Tax | 11313.69 | 7773.41 | 2524.87 | 2455.10 | 3696.36 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 35120.57 | 24466.01 | 12852.02 | 7358.19 | 10640.53 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -3.42 | -1.08 | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 35117.15 | 24464.93 | 12852.02 | 7358.19 | 10640.53 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -40517.82 | -66661.43 | -88085.55 | -100209.41 | -98659.42 |
| Transfer to Statutory Reserve | 8688.97 | 6014.65 | 3127.70 | 1793.52 | 2665.53 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 393.33 | -19.39 | -1253.75 | -3472.58 | 4752.16 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -49600.11 | -72656.69 | -89959.50 | -98530.35 | -106077.11 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 |
| Adjusted EPS | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 |
