| I. INCOME | | | | | |
| Interest Earned | 1707540.00 | 1359360.00 | 1285520.00 | 1221892.92 | 1051607.40 |
| Interest / Discount on advances / Bills | 1357670.00 | 1062950.00 | 1022990.00 | 990796.33 | 837361.57 |
| Interest on balances with RBI and other Inter-bank funds | 11490.00 | 26310.00 | 24140.00 | 18687.66 | 6606.22 |
| Income on investments | 311730.00 | 259070.00 | 232120.00 | 205727.26 | 199247.50 |
| Others | 26640.00 | 11030.00 | 6270.00 | 6681.67 | 8392.11 |
| Other Income | 339120.00 | 317590.00 | 273330.00 | 248789.75 | 189470.51 |
| Commission,exchange and brokerage | 262630.00 | 218760.00 | 180250.00 | 180171.22 | 149045.61 |
| Profit / (loss)on sale of investments(net) | -4860.00 | 7850.00 | 53890.00 | 27034.83 | 5735.62 |
| Profit on sale of Fixed Assets | 930.00 | 710.00 | 470.00 | 259.15 | 329.50 |
| Foreign Exchange Gains | 40820.00 | 39080.00 | 24380.00 | 21547.46 | 17203.94 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 39590.00 | 51200.00 | 14340.00 | 19777.08 | 17155.85 |
| Total Income | 2046660.00 | 1676950.00 | 1558850.00 | 1470682.66 | 1241077.91 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 777800.00 | 585840.00 | 592480.00 | 621374.22 | 537126.88 |
| Intereston Deposits | 615100.00 | 489010.00 | 501260.00 | 507888.80 | 410442.56 |
| Interest on RBI / inter-bank borrowings | 127960.00 | 95180.00 | 90640.00 | 113068.06 | 124978.21 |
| Other Interest | 34740.00 | 1650.00 | 570.00 | 417.36 | 1706.11 |
| Operating Expenses | 515340.00 | 403120.00 | 350010.00 | 330360.56 | 276947.60 |
| Payments to and provisions for employees | 200170.00 | 158970.00 | 136770.00 | 129201.28 | 104511.48 |
| Rent,Taxes and lighting | 22450.00 | 17600.00 | 18090.00 | 17796.30 | 15775.36 |
| Depreciation on Banks property | 23450.00 | 16810.00 | 13850.00 | 12767.71 | 12206.68 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 80.00 | 60.00 | 50.00 | 37.82 | 36.23 |
| Law charges | 3490.00 | 2820.00 | 1550.00 | 1587.42 | 1419.02 |
| Communication Expenses | 7240.00 | 6370.00 | 5400.00 | 4716.49 | 4490.65 |
| Repairs and Maintenance | 21770.00 | 17720.00 | 16490.00 | 12934.40 | 12835.33 |
| Insurance | 22500.00 | 19100.00 | 17250.00 | 12295.06 | 10424.81 |
| Other expenses | 214200.00 | 163660.00 | 140570.00 | 139024.07 | 115248.04 |
| Provisions and Contingencies | 138540.00 | 179250.00 | 188400.00 | 136999.34 | 83821.80 |
| Provision for investments | 30.00 | 60.00 | -170.00 | 75.00 | 47.10 |
| Provision for advances | | | | | |
| Others Provisions | 138510.00 | 179190.00 | 188580.00 | 136924.34 | 83774.70 |
| Profit Before Tax | 614980.00 | 508730.00 | 427960.00 | 381948.55 | 343181.63 |
| Taxes | 153500.00 | 127220.00 | 109390.00 | 108985.90 | 118725.50 |
| Current Income Tax | 154980.00 | 143250.00 | 123370.00 | 104221.40 | 129611.50 |
| Deferred Tax | -1480.00 | -16020.00 | -13970.00 | 4764.50 | -10886.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 461490.00 | 381510.00 | 318570.00 | 272962.65 | 224456.13 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1520.00 | -980.00 | -240.00 | -423.15 | -1131.82 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 459970.00 | 380530.00 | 318330.00 | 272539.51 | 223324.31 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 1450600.00 | 1166470.00 | 936510.00 | 801035.58 | 654314.13 |
| Transfer to Statutory Reserve | 114460.00 | 94440.00 | 78800.00 | 67717.17 | 54997.60 |
| Appropriation to General Reserve | 44110.00 | 36960.00 | 31120.00 | 26257.32 | 21078.17 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | 3663.96 | 433.08 |
| Other appropriations | 1292030.00 | 1035060.00 | 826600.00 | 703397.14 | 577805.28 |
| Equity Dividend % | 1900.00 | 1550.00 | 650.00 | 250.00 | 750.00 |
| Earnings Per Share | 82.00 | 69.00 | 58.00 | 50.00 | 82.00 |
| Adjusted EPS | 82.00 | 69.00 | 58.00 | 50.00 | 41.00 |
