Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
Equity - Authorised | 14000.00 | 14000.00 | 14000.00 | 14000.00 | 14000.00 |
Equity - Issued | 9932.78 | 9923.31 | 9909.18 | 9565.19 | 9543.77 |
Equity Paid Up | 9932.78 | 9923.31 | 9909.18 | 9565.19 | 9543.77 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 5000.00 | 5000.00 | 5000.00 | 5000.00 | 5000.00 |
Face Value | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Share Warrants & Outstandings | 603.06 | 313.06 | 21.59 | 28.65 | 20.73 |
Total Reserves | 1107608.14 | 956416.99 | 833455.27 | 656776.00 | 568253.55 |
Securities Premium | 253154.19 | 250339.66 | 246745.78 | 169001.78 | 165401.03 |
Capital Reserves | 5007.56 | 4997.66 | 4902.96 | 4757.96 | 3609.56 |
Profit & Loss Account Balances | 635331.70 | 524804.32 | 435222.14 | 364358.50 | 304070.41 |
General Reserves | 6561.99 | 6540.94 | 6540.94 | 6540.94 | 6540.94 |
Other Reserves | 207552.70 | 169734.42 | 140043.46 | 112116.83 | 88631.61 |
Reserve excluding Revaluation Reserve | 1107608.14 | 956416.99 | 833455.27 | 656776.00 | 568253.55 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 3612726.22 | 3100868.93 | 2788714.11 | 2604002.08 | 2248242.61 |
Demand Deposits | 688869.19 | 635216.38 | 514216.17 | 421484.40 | 382792.78 |
Savings Deposit | 1217850.23 | 1244721.65 | 1172257.39 | 1046085.93 | 796847.14 |
Term Deposits / Fixed Deposits | 1706006.80 | 1220930.90 | 1102240.55 | 1136431.75 | 1068602.69 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 570339.23 | 551598.65 | 477389.01 | 655767.17 | 664389.38 |
Borrowings From Reserve Bank of India | 47000.00 | 0.00 | 0.00 | 3870.00 | 16290.00 |
Borrowings From Other Banks | 167075.15 | 225304.16 | 182840.74 | 312963.76 | 190147.51 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 311361.79 | 274345.88 | 236979.49 | 270299.27 | 336337.93 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 0.00 | 0.00 | 5616.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 44902.29 | 51948.61 | 57568.78 | 68634.14 | 115997.94 |
Other Liabilities & Provisions | 898087.91 | 840858.14 | 674053.02 | 500588.02 | 456262.45 |
Bills Payable | 30880.21 | 33086.06 | 23965.43 | 10134.78 | 18481.65 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 15559.19 | 9028.57 | 14082.63 | 16880.60 | 18066.07 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 851648.52 | 798743.51 | 636004.96 | 473572.65 | 419714.72 |
Total Liabilities | 6204297.35 | 5464979.08 | 4788542.17 | 4431727.12 | 3951712.48 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 199852.05 | 360491.78 | 125280.02 | 95132.35 | 109109.24 |
Cash with RBI | 180831.85 | 342851.55 | 110384.40 | 77834.36 | 96564.19 |
Cash in hand & others | 19020.19 | 17640.23 | 14895.62 | 17297.99 | 12545.05 |
Balances with banks and money at call | 229401.42 | 166163.06 | 351886.18 | 545666.14 | 203535.38 |
Investments | 1953379.70 | 1645294.07 | 1569455.49 | 1111969.13 | 1034870.21 |
Investments in India | 1940915.80 | 1621298.41 | 1558462.44 | 1107391.69 | 1031822.23 |
GOI/State Govt. Securities | 1239635.49 | 1057532.95 | 1121204.89 | 784432.83 | 692202.26 |
Equity Shares - Corporate | 180795.86 | 181165.48 | 141064.60 | 78361.63 | 105774.42 |
Debentures & Bonds | 359616.54 | 286881.06 | 213333.74 | 170956.73 | 155953.68 |
Subsidiaries and/or joint ventures/Associates | 14520.85 | 13075.18 | 11534.45 | 10661.36 | 10921.72 |
Units - MF/ Insurance/CP/PTC | 146347.05 | 82643.76 | 71324.77 | 62979.13 | 66970.14 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 12463.90 | 23995.66 | 10993.05 | 4577.44 | 3047.98 |
Government securities | 1464.84 | 4158.64 | 3069.28 | 3755.17 | 1705.97 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 10999.06 | 19837.02 | 7923.77 | 822.28 | 1342.01 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 3591074.63 | 3044735.96 | 2521697.53 | 2498789.58 | 2434619.94 |
Bills Purchased & Discounted | 55508.80 | 67871.00 | 85500.48 | 77781.33 | 91420.93 |
Cash Credit, Over Draft & Loans repayable | 980676.16 | 930012.42 | 767945.28 | 586908.01 | 593575.23 |
Term Loans | 2554889.66 | 2046852.53 | 1668251.77 | 1834100.25 | 1749623.79 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 55833.01 | 50601.41 | 46386.41 | 44997.95 | 43963.57 |
Premises | 11324.47 | 11318.28 | 11332.15 | 11629.87 | 11666.78 |
Assets Given on Lease | 1540.59 | 1540.59 | 1540.59 | 1540.59 | 1540.59 |
Other Fixed Assets | 42967.96 | 37742.55 | 33513.68 | 31827.49 | 30756.21 |
Less: Accumulated Depreciation | 33220.97 | 31505.10 | 28984.79 | 26388.32 | 25126.48 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 22612.05 | 19096.31 | 17401.63 | 18609.63 | 18837.09 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 207977.50 | 229197.90 | 202821.33 | 161560.30 | 150740.63 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 53859.40 | 46216.48 | 43421.44 | 38867.78 | 32619.30 |
Tax paid in advance/TDS | 1066.89 | 206.43 | 255.83 | 400.97 | 248.77 |
Stationery and stamps | 114.15 | 114.33 | 78.65 | 33.50 | 17.63 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 6051.70 | 6278.70 | 0.00 | 0.63 | 5283.40 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 146885.37 | 176381.97 | 159065.40 | 122257.42 | 112571.53 |
Total Assets | 6204297.35 | 5464979.08 | 4788542.17 | 4431727.12 | 3951712.48 |
Contingent Liabilities | 4676403.77 | 2744766.84 | 2022900.52 | 1901590.85 | 2178471.52 |
Claims not acknowledged as debts | 8699.39 | 8693.76 | 17309.83 | 16946.55 | 19567.39 |
Outstanding forward exchange contracts | 2991383.20 | 1575022.13 | 1014448.54 | 975904.92 | 1200719.74 |
Guarantees given in India | 279634.39 | 237436.37 | 229843.92 | 241207.38 | 267992.05 |
Guarantees given Outside India | 124.70 | 112.97 | 109.70 | 107.64 | 102.41 |
Acceptances, endorsements & other obligations | 244573.71 | 232694.71 | 158797.46 | 166071.44 | 167730.49 |
Other Contingent liabilities | 1151988.37 | 690806.90 | 602391.09 | 501352.93 | 522359.44 |
Bills for collection | 446552.44 | 387092.82 | 412727.99 | 395189.77 | 318522.34 |
Book Value | 562.55 | 486.90 | 425.55 | 348.32 | 302.71 |
Adjusted Book Value | 562.55 | 486.90 | 425.55 | 348.32 | 302.71 |