| I. INCOME | | | | | |
| Interest Earned | 656688.25 | 562366.32 | 421510.61 | 337406.20 | 328198.31 |
| Interest / Discount on advances / Bills | 473080.99 | 408661.62 | 307350.62 | 226033.19 | 216205.29 |
| Interest on balances with RBI and other Inter-bank funds | 18141.18 | 15423.61 | 10293.53 | 10043.79 | 14809.13 |
| Income on investments | 159903.17 | 132966.02 | 98944.14 | 95952.42 | 92749.67 |
| Others | 5562.91 | 5315.07 | 4922.32 | 5376.81 | 4434.22 |
| Other Income | 412334.12 | 380372.78 | 259909.66 | 249410.59 | 235876.76 |
| Commission,exchange and brokerage | 124632.75 | 103827.06 | 82368.30 | 73650.47 | 56917.08 |
| Profit / (loss)on sale of investments(net) | 85564.10 | 27735.52 | 9068.64 | 19661.88 | 17677.75 |
| Profit on sale of Fixed Assets | 458.05 | 71.38 | 107.78 | 264.30 | 386.56 |
| Foreign Exchange Gains | 15288.37 | 12687.96 | 17038.45 | 19042.67 | 9796.80 |
| Income earned from subsidiaries/joint venture | 182208.69 | 184253.09 | 157998.62 | 133393.89 | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 4182.16 | 51797.78 | -6672.13 | 3397.39 | 151098.58 |
| Total Income | 1069022.37 | 942739.11 | 681420.27 | 586816.78 | 564075.07 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 282745.51 | 225672.37 | 144111.32 | 115535.37 | 129665.48 |
| Intereston Deposits | 224341.26 | 182285.02 | 117657.65 | 92766.56 | 100853.64 |
| Interest on RBI / inter-bank borrowings | 13867.36 | 15815.53 | 9951.32 | 10475.33 | 12714.37 |
| Other Interest | 44536.90 | 27571.83 | 16502.36 | 12293.48 | 16097.47 |
| Operating Expenses | 457794.21 | 458708.24 | 336450.29 | 304093.34 | 274201.89 |
| Payments to and provisions for employees | 119635.97 | 103473.13 | 84790.30 | 71409.32 | 58557.00 |
| Rent,Taxes and lighting | 12027.23 | 9687.47 | 9357.72 | 8088.82 | 7701.17 |
| Depreciation on Banks property | 9409.09 | 7917.53 | 5992.59 | 4803.51 | 4610.50 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 152.61 | 133.85 | 123.95 | 110.14 | 99.21 |
| Law charges | 12066.88 | 13653.51 | 14268.45 | 11828.54 | 8272.85 |
| Communication Expenses | 5901.51 | 5317.35 | 4585.88 | 3413.75 | 2335.41 |
| Repairs and Maintenance | 17388.48 | 14393.75 | 12071.74 | 8151.75 | 6495.44 |
| Insurance | 5600.83 | 4739.69 | 3943.98 | 3574.83 | 46800.78 |
| Other expenses | 275611.62 | 299391.97 | 201315.68 | 192712.69 | 139329.54 |
| Provisions and Contingencies | 38592.37 | 19724.74 | 4396.84 | 7705.04 | 28524.34 |
| Provision for investments | 936.50 | 742.30 | -181.50 | -804.10 | -279.90 |
| Provision for advances | | | | | |
| Others Provisions | 37655.87 | 18982.44 | 4578.34 | 8509.14 | 28804.24 |
| Profit Before Tax | 289890.28 | 238633.75 | 196461.82 | 159483.04 | 131683.36 |
| Taxes | 70432.90 | 58865.50 | 48657.40 | 40164.30 | 32654.40 |
| Current Income Tax | 72966.00 | 58853.10 | 48429.80 | 39028.30 | 35401.60 |
| Deferred Tax | -2533.10 | 12.40 | 227.60 | 1136.00 | -2747.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 219457.38 | 179768.25 | 147804.42 | 119318.74 | 99028.96 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 1802.51 | 2363.82 | 1445.68 | 1575.18 | 873.08 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 221259.89 | 182132.08 | 149250.10 | 120893.92 | 99902.04 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 971302.93 | 817463.78 | 674054.42 | 556116.05 | 464260.54 |
| Transfer to Statutory Reserve | 41125.20 | 34454.00 | 27348.30 | 21431.80 | 17412.10 |
| Appropriation to General Reserve | 1.61 | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 930176.12 | 783009.78 | 646706.12 | 534684.25 | 446848.44 |
| Equity Dividend % | 50.00 | 40.00 | 30.00 | 22.00 | 18.00 |
| Earnings Per Share | 111.00 | 91.00 | 75.00 | 61.00 | 50.00 |
| Adjusted EPS | 111.00 | 91.00 | 75.00 | 61.00 | 50.00 |
