| I. INCOME | | | | | |
| Interest Earned | 462508.11 | 486676.64 | 457482.14 | 363679.21 | 308224.42 |
| Interest / Discount on advances / Bills | 363804.46 | 395911.53 | 381193.11 | 299445.18 | 251434.38 |
| Interest on balances with RBI and other Inter-bank funds | 13649.34 | 12066.10 | 11570.66 | 14422.93 | 12883.62 |
| Income on investments | 79103.90 | 76630.34 | 62021.92 | 46916.31 | 40528.78 |
| Others | 5950.41 | 2068.67 | 2696.45 | 2894.79 | 3377.64 |
| Other Income | 72290.57 | 76904.36 | 93957.70 | 81727.71 | 73447.84 |
| Commission,exchange and brokerage | 56465.94 | 75628.66 | 66343.97 | 56461.47 | 45092.86 |
| Profit / (loss)on sale of investments(net) | 5529.97 | 5215.06 | 4084.13 | 653.79 | 5931.59 |
| Profit on sale of Fixed Assets | -16.16 | 19.93 | -31.38 | -27.79 | -11.30 |
| Foreign Exchange Gains | 6800.27 | -12629.69 | 14844.72 | 17934.45 | 17308.44 |
| Income earned from subsidiaries/joint venture | | | 7745.48 | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 3510.54 | 8670.40 | 970.78 | 6705.79 | 5126.25 |
| Total Income | 534798.67 | 563581.00 | 551439.84 | 445406.91 | 381672.26 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 282684.86 | 296363.50 | 251322.94 | 187757.97 | 158215.98 |
| Intereston Deposits | 238379.01 | 255348.31 | 217084.36 | 156791.78 | 124302.86 |
| Interest on RBI / inter-bank borrowings | 7322.04 | 12745.45 | 9720.57 | 6115.94 | 2432.44 |
| Other Interest | 36983.82 | 28269.75 | 24518.01 | 24850.25 | 31480.68 |
| Operating Expenses | 160318.41 | 160603.47 | 141476.33 | 113458.67 | 93107.06 |
| Payments to and provisions for employees | 70912.16 | 66334.05 | 53739.29 | 41786.57 | 34735.41 |
| Rent,Taxes and lighting | 9154.78 | 8710.02 | 7440.40 | 6345.80 | 5664.15 |
| Depreciation on Banks property | 5638.80 | 5322.70 | 4630.40 | 4072.06 | 3520.24 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 54.73 | 69.32 | 42.06 | 35.34 | 32.70 |
| Law charges | 678.65 | 613.83 | 697.71 | 624.07 | 490.47 |
| Communication Expenses | 2420.20 | 2287.95 | 2209.56 | 1726.92 | 1629.84 |
| Repairs and Maintenance | 5227.65 | 4978.45 | 4655.81 | 4010.11 | 3712.18 |
| Insurance | 5278.99 | 5356.10 | 5628.92 | 4964.26 | 4287.94 |
| Other expenses | 60952.46 | 66931.05 | 62432.19 | 49893.55 | 39034.14 |
| Provisions and Contingencies | 79690.83 | 71356.47 | 38848.61 | 44868.33 | 66021.03 |
| Provision for investments | 848.00 | 2229.10 | 5494.50 | 2999.90 | 3035.50 |
| Provision for advances | 78337.00 | 71482.80 | 30837.70 | 38855.60 | 41466.10 |
| Others Provisions | 505.83 | -2355.43 | 2516.41 | 3012.83 | 21519.43 |
| Profit Before Tax | 12104.58 | 35257.56 | 119791.95 | 99321.94 | 64328.20 |
| Taxes | 3212.70 | 9503.40 | 30022.10 | 24890.60 | 16281.80 |
| Current Income Tax | 7994.00 | 15041.10 | 26316.20 | 23620.00 | 18402.50 |
| Deferred Tax | -4781.30 | -5537.70 | 3705.90 | 1270.60 | -2120.70 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 8891.88 | 25754.16 | 89769.85 | 74431.34 | 48046.40 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 1.46 | 1.32 | 3.07 | 3.64 | 3.98 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 8893.34 | 25755.48 | 89772.92 | 74434.98 | 48050.38 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 309095.72 | 321620.24 | 331535.93 | 266958.03 | 208688.87 |
| Transfer to Statutory Reserve | 2333.36 | 6607.24 | 22374.45 | 18474.28 | 11527.81 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 306762.37 | 315013.00 | 309161.48 | 248483.76 | 197161.06 |
| Equity Dividend % | 15.00 | | 165.00 | 140.00 | 85.00 |
| Earnings Per Share | 11.00 | 33.00 | 115.00 | 96.00 | 62.00 |
| Adjusted EPS | 11.00 | 33.00 | 115.00 | 96.00 | 62.00 |
