| I. INCOME | | | | | |
| Interest Earned | 874480.00 | 688460.00 | 643970.00 | 637156.80 | 560436.52 |
| Interest / Discount on advances / Bills | 667290.00 | 510130.00 | 486040.00 | 493233.03 | 423225.78 |
| Interest on balances with RBI and other Inter-bank funds | 9070.00 | 15290.00 | 10400.00 | 10987.12 | 6990.11 |
| Income on investments | 182240.00 | 146580.00 | 125850.00 | 112793.39 | 113756.58 |
| Others | 15880.00 | 16460.00 | 21690.00 | 20143.25 | 16464.05 |
| Other Income | 187060.00 | 172680.00 | 135770.00 | 163419.94 | 141887.54 |
| Commission,exchange and brokerage | 166420.00 | 134460.00 | 108200.00 | 107527.48 | 99581.86 |
| Profit / (loss)on sale of investments(net) | -2370.00 | 11580.00 | 23370.00 | 21872.95 | 7928.09 |
| Profit on sale of Fixed Assets | -80.00 | -60.00 | -90.00 | -50.82 | -247.69 |
| Foreign Exchange Gains | 18040.00 | 19130.00 | 15800.00 | 15806.07 | 15150.70 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 5050.00 | 7560.00 | -11520.00 | 18264.26 | 19474.57 |
| Total Income | 1061550.00 | 861140.00 | 779740.00 | 800576.74 | 702324.06 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 433890.00 | 349230.00 | 346270.00 | 379959.41 | 338834.75 |
| Intereston Deposits | 317170.00 | 266780.00 | 265690.00 | 294108.05 | 237400.13 |
| Interest on RBI / inter-bank borrowings | 22720.00 | 10220.00 | 14940.00 | 20440.78 | 30217.60 |
| Other Interest | 94000.00 | 72230.00 | 65650.00 | 65410.58 | 71217.02 |
| Operating Expenses | 412270.00 | 248240.00 | 191750.00 | 180657.59 | 167201.87 |
| Payments to and provisions for employees | 96650.00 | 84140.00 | 67690.00 | 58199.62 | 59898.72 |
| Rent,Taxes and lighting | 14810.00 | 13770.00 | 11990.00 | 11714.18 | 10875.32 |
| Depreciation on Banks property | 131430.00 | 10460.00 | 9760.00 | 8060.74 | 7371.69 |
| Depreciation on leased assets | 20.00 | 30.00 | 40.00 | | |
| Auditor's fees and expenses | 80.00 | 70.00 | 40.00 | 35.98 | 29.90 |
| Law charges | 1840.00 | 2140.00 | 1240.00 | 1237.45 | 1180.87 |
| Communication Expenses | 3890.00 | 3080.00 | 3170.00 | 2887.73 | 3121.99 |
| Repairs and Maintenance | 15950.00 | 14500.00 | 12460.00 | 11860.45 | 10932.23 |
| Insurance | 14260.00 | 12900.00 | 10030.00 | 7518.41 | 6011.68 |
| Other expenses | 133340.00 | 107160.00 | 75340.00 | 79143.04 | 67779.47 |
| Provisions and Contingencies | 29170.00 | 74380.00 | 144220.00 | 187159.30 | 120366.94 |
| Provision for investments | | | | 1359.90 | 2965.40 |
| Provision for advances | 33400.00 | 52130.00 | 111130.00 | 128353.00 | 102721.10 |
| Others Provisions | -4230.00 | 22250.00 | 33090.00 | 57446.40 | 14680.44 |
| Profit Before Tax | 186210.00 | 189290.00 | 97500.00 | 52800.45 | 75920.51 |
| Taxes | 77690.00 | 47650.00 | 24980.00 | 34012.90 | 25449.60 |
| Current Income Tax | 67210.00 | 46020.00 | 27570.00 | 30768.80 | 32711.20 |
| Deferred Tax | 10470.00 | 1630.00 | -2590.00 | 3244.10 | -7261.60 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 108530.00 | 141640.00 | 72520.00 | 18787.55 | 50470.91 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1000.00 | -880.00 | -570.00 | -256.41 | -85.02 |
| Share of Associate | 660.00 | 430.00 | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 108180.00 | 141190.00 | 71960.00 | 18531.14 | 50385.89 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 514230.00 | 455860.00 | 343210.00 | 269706.37 | 285929.36 |
| Transfer to Statutory Reserve | 25110.00 | 33260.00 | 16890.00 | 4454.54 | 12112.62 |
| Appropriation to General Reserve | 20.00 | 20.00 | 180.00 | 34.14 | 96.51 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | 8.50 | 6.28 |
| Equity Dividend | 3070.00 | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 486030.00 | 422580.00 | 326130.00 | 265209.19 | 273713.95 |
| Equity Dividend % | 50.00 | 50.00 | | | 50.00 |
| Earnings Per Share | 35.00 | 46.00 | 23.00 | 7.00 | 20.00 |
| Adjusted EPS | 35.00 | 46.00 | 23.00 | 7.00 | 20.00 |
